A Khata vs B Khata in Bangalore: Key Differences, Legal Impact & Buyer Guide

Real Estate Basics

August 21, 2025
13 min read

Introduction

Buying property in Bangalore isn’t just about location and price; it’s about legality. One of the most critical yet misunderstood aspects is the Khata classification. Many property buyers find themselves overwhelmed by the legal jargon and complexities.

Whether you’re a first-time buyer or an investor, understanding A Khata vs B Khata can protect you from legal risks, loan rejections, and resale challenges. The good news? Once broken down, it’s far simpler than it sounds.

What is Khata?

“Khata” means an account of a property maintained by the municipal authority, primarily the Bruhat Bengaluru Mahanagara Palike.

It is a legal record used for:

Property tax assessment
Ownership identification (for taxation)
Utility connections
Trade licences
Loan processing

How Did A Khata and B Khata Come Into Existence?

In 2007, BBMP standardised property tax systems across Bangalore. During this process:

Legally compliant properties were classified as A Khata
Non-compliant or irregular properties were grouped under B Khata

What is a Khata Extract?

A Khata Extract is a detailed property summary issued by BBMP, including:

Property size and built-up area
Location
Tax details
Usage type
Annual value

Keytakeaway

Khata extract and Khata certificate are both complementary documents, issued by the BBMP.

Khata Certificate → Confirms registration
Khata Extract → Provides property details

Khata vs Title Deed: What’s the Difference?

Why is Khata Important for Buyers?

Validates property legitimacy
Enables smooth tax payments
Helps secure home loans
Simplifies resale and transfer
Required for water & electricity connections

Types of Khata

A Khata

Fully legal and BBMP-compliant
Property taxes paid
Approved building plan
Eligible for loans, resale, and construction

B Khata

Semi-legal or non-compliant
Violations in layout or construction
Limited approvals and legal restrictions

Properties That Fall Under B Khata

Violate building bylaws
They are built on revenue land
Exist in unauthorised layouts
Lack Occupancy Certificate (OC)

Can You Get a Loan on B Khata Property?

Yes, but with limitations.

Most nationalised banks do not approve loans
Some private lenders may approve
Interest rates are typically higher
Legal risk remains

Difference between A Khata and B Khata

What is Panchayat (E-Khata)?

A Panchayat Khata applies to properties under the Gram Panchayat jurisdiction, typically in the outskirts transitioning into urban zones.

Example: Areas around Marathahalli may have mixed jurisdiction.

Is it possible to convert B Khata into A Khata?

Can B Khata Be Converted to A Khata?

Yes, but only after:

Clearing all property tax dues
Paying penalties
Paying betterment charges
Completing DC conversion (if required)

When is a Khata Transfer Required?

Khata transfer is mandatory in case of:

Property sale
Gift deed
Inheritance
Death of the owner

Timeline for Khata Transfer

Typically takes 30–45 days, depending on:

Document accuracy
BBMP inspection
Department coordination

Authorities Involved in Khata Process

BBMP – Property records & taxation
Sub-Registrar Office – Legal registration
Revenue Department – Tax verification

How to do Khata transfer in Bangalore?

Step 1 :

Visit the official Sakala website
Step 2 :

Select “Khata Transfer” and download the online application form.
Step 3 :

Enter your name as it appears on your Aadhaar card, property details (type, measurements, status), and contact information (mobile number and email address) as per the Sale Deed.
Step 4 :

Attach all necessary documents and submit the completed application form online.
Step 5 :

BBMP will assess the property and notify you of the charges.
Step 6 :

Collect it from the BBMP office.